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Free DMV-style points calculator: pick a simplified state model (or generic U.S.), enter counts for minor, speeding, reckless, and DUI-related violations, and see a total with a risk band vs. a reference threshold. Use with other Legal & Compliance tools—not an official motor vehicle determination.
Last updated: April 13, 2026
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Total points
4
Reference threshold
6
36 months (Driver Responsibility context)
About 2 points under this model before reaching the reference threshold (illustrative only).
Estimated exposure: 4 points under the Texas (simplified) model (reference threshold ~6 over 36 months (Driver Responsibility context)).
Important:
Best for
Drivers
Understand how another conviction might move a simplified points picture.
Best for
Dispatchers
Illustrate accumulation patterns—commercial rules are stricter; verify FMCSA and state CDL manuals.
Best for
Traffic counsel
Set expectations before explaining deferral, dismissal, or plea options.
Best for
Families
Show how multiple smaller violations compound in the model—real GDL rules still control.
Best for
Agents
Clarify that government points and insurer scoring are not the same metric.
Best for
Compliance
Benchmark internal MVR thresholds against simplified public point concepts.
Texas simplified model: 1 minor + 1 speeding → 2 + 2 = 4 points vs. reference threshold 6 →
Risk band (illustrative)
Moderate
Each model stores approximate points per violation category and a reference threshold with a lookback label. Your inputs multiply counts by those weights, sum to a total, and map to a qualitative band by comparing the total to the threshold. Notes on each model flag where real DMV grids are more granular than four buckets.
Diversion programs, prayer for judgment, out-of-state reciprocity, and commercial disqualification rules can change outcomes in ways this tool cannot capture.
Share it with drivers comparing violation impact across states
Suggested hashtags: #DMV #Traffic #Driving #Legal #Calculator