Loading the page...
Preparing tools and content for you. This usually takes a second.
Preparing tools and content for you. This usually takes a second.
Fetching calculator categories and tools for this section.
Free car accident settlement calculator for economic losses, pain-and-suffering multiples, and comparative fault. Use with other Legal & Compliance tools for demand prep—not as legal advice.
Last updated: April 13, 2026
Want a white-label injury calculator? Get a Quote
Illustrative only; insurers and juries use many different methods.
Recovery is reduced by your share of fault in pure comparative-fault states.
Economic damages
$53,500
Pain & suffering
$66,000
Gross case value (illustrative)
$119,500
After comparative fault
$101,575
Range low
$83,292
Range high
$113,764
Formula summary
Economic ($53,500) + P&S (2× medical/future $33,000) = $119,500 × 85% recovery
Illustrative gross case value ~$119,500; after 15% comparative fault, ~$101,575. Typical negotiation band about $83,292 – $113,764.
Important:
Best for
Pre-litigation
Separate economic and non-economic components for clearer narratives.
Best for
Liability disputes
Adjust plaintiff fault percentage to see recovery sensitivity.
Best for
Negotiation bands
Toggle 1.5× through 4× to bracket pain and suffering discussions.
Best for
ADR planning
Align on economic specials before discussing general damages.
Best for
Coverage review
Compare illustrative value to available limits separately.
Best for
Expectations
Medical base, multiplier, and fault drive most of the swing in this model.
$25k medical + $8k future medical, $12k lost wages, $8.5k property damage, 2× P&S, 15% your fault:
After comparative fault
~$101,575
Illustrative range
~$83k – $114k
Economic damages combine medical bills, future medical, lost wages, and property damage. Pain and suffering is estimated as a multiple of medical plus future medical—an informal approach sometimes used in early auto cases. The gross total is then reduced by your comparative fault percentage to show an illustrative net recovery, with a low–high band for negotiation.
Economic = medical + future medical + wages + propertyP&S ≈ multiplier × (medical + future medical)Gross = economic + P&SNet = gross × (100% − your fault %)Pure comparative fault states reduce recovery proportionally; a few jurisdictions use modified comparative rules not modeled here.
Specials, generals, fault, then limits and liens in real cases
Compare with our claim settlement estimator and litigation cost estimator.
Get Custom Calculator for Your PlatformNet illustrative recovery about $101,575, with a broader negotiation band shown in the calculator output.
Policy limits and liens can reduce what you actually receive; verify with an attorney.
Share it with anyone evaluating an auto injury claim
Suggested hashtags: #CarAccident #PersonalInjury #Settlement #Insurance #Calculator