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Free real estate agent commission calculator. Compute total realtor fee, listing vs buyer agent split, brokerage commission, agent net pay, and seller proceeds after commission. Answers “how much is realtor commission on $500,000?” with your exact splits.
Last updated: May 24, 2026
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Sale Price & Commission Rate
Typical: 5-6% for traditional full-service
Commission Structure
Typical: 50% (half of total commission)
Typical: 50% (half of total commission)
Brokerage Split
% of agent commission kept by brokerage (typical: 15-30%)
Total Commission
$30,000
6% of sale price
Listing Agent
$15,000
Gross commission
Buyer's Agent
$15,000
Gross commission
Agent Net (After Brokerage Split):
Seller Net Proceeds
$470,000
after commission (before other closing costs)
Analysis:
Standard real estate commission structure with transparent cost breakdown.
Commission Structure Tips:
Answers: how much commission on my sale, what each agent nets, and what the seller keeps before closing costs.
Default $500k × 6% = $30,000 — the pool split between agents and brokerages.
$15,000 gross per side → $12,000 net each at 20% brokerage — $24,000 combined agent take-home.
$470,000 on default inputs — subtract payoff, title, and taxes separately for cash-to-seller.
Default: $500,000 sale · 6% commission · 50/50 agent split · 20% brokerage → $30,000 total fee, $12,000 net per agent, $470,000 seller proceeds.
Total commission
$30,000
Agent net (each)
$12,000
Brokerage total
$6,000
Seller proceeds
$470,000
| Model | Rate | On $500k |
|---|---|---|
| Traditional full-service | 5 – 6% | Default 6% on $500k = $30,000 total fee |
| Competitive / hot market | 4 – 5% | $500k at 5% = $25,000 — saves seller $5k vs 6% |
| Discount brokerage | 1 – 4% | Limited services; often still offer buyer-agent slice |
| Luxury ($1M+) | 4 – 5% | $1M at 5% = $50,000 — high dollars at lower % |
| Buyer-agent offer only | 2.5 – 3% | FSBO listing + compensation to buyer broker |
| Split | Agent keeps | Brokerage | Notes |
|---|---|---|---|
| 50/50 (new agent) | 50% | 50% | Heavy training and desk support |
| 80/20 (mid-career) | 80% | 20% | Default in this calculator |
| 90/10 (top producer) | 90% | 10% | Volume or experience negotiated |
| 100% + desk fee | 100% of commission | Flat $500–$2k/mo | Agent pays overhead separately |
| Item | Typical range | Example |
|---|---|---|
| Realtor commission | 5 – 6% of sale price | $30,000 on $500k @ 6% |
| Title & escrow | 0.5 – 1% | ~$2,500–$5,000 |
| Transfer taxes | Varies by state | 0%–2%+ of price |
| Repairs / credits | Negotiated | Not in this calculator |
Commission flows from sale price → total fee → agent gross shares → brokerage cut → agent net. Seller proceeds in this tool = price minus total fee only.
Total = $500,000 × 6% = $30,000Listing gross = $30,000 × 50% = $15,000Buyer gross = $30,000 × 50% = $15,000Agent net (each) = $15,000 × 80% = $12,000Brokerage total = $30,000 × 20% = $6,000Seller proceeds = $500,000 − $30,000 = $470,000Each agent $12,000 net · brokerage $6,000 · seller $470,000 proceeds line · combined agent take-home $24,000 (4.8% of sale price).
Total $20,000 · seller proceeds $480,000 (+$10,000 vs 6%) · each agent nets $8,000.
$50,000 fee · $20,000 net per side at 80/20 · seller $950,000 proceeds line — lower % but high absolute dollars.
Listing net $24,000 · buyer $0 in calculator — add separate buyer-agent offer (often 2.5–3% = $12,500–$15,000) for full market exposure.
Listing gross $18,000 ($14,400 net) · buyer gross $12,000 ($9,600 net) — same $30k total, different incentive split.
Each agent nets $13,500 (+$1,500 vs 20% brokerage) · brokerage total $3,000.
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