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Free SDI calculator for 2024. Calculate State Disability Insurance benefits, contributions, and coverage optimization strategies.
Last updated: February 2, 2026
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Gross Wages
$60,000
Total Benefit
$19,500
Weekly Benefit
$750
Max Weekly Benefit
$1,533
SDI Rate
0.90%
Annual Contribution
$540
Weekly Benefit Rate: 65.0% of weekly wages
Max Benefit Period: 52 weeks
SDI Contribution Rate: 0.90%
Employee Contribution: $540
Recommendations:
SDI Tips:
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SDI calculation
Gross Wages + State + Disability Period
Calculate basic SDI benefits and contributions
Analysis includes
Benefits + Contributions + Coverage
Detailed SDI analysis with all benefit breakdowns
Optimization features
SDI Tips + Recommendations + Alternatives
Get personalized SDI optimization strategies
State coverage
CA + NJ + NY + HI + RI + PR
Calculate SDI for all participating states
Benefit calculation
Weekly + Total + Coverage Period
Calculate SDI benefit amounts and coverage periods
Contribution calculation
Employee + Employer + Annual
Calculate SDI contribution amounts and costs
For $60,000 annual wages in California, 26-week disability period:
Total Benefit
$19,500
Weekly Benefit
$750
Our SDI calculator analyzes your gross wages, state of residence, and disability period to determine your SDI benefits and contributions. The calculation uses state-specific SDI rates and limits to provide accurate benefit estimates and coverage optimization recommendations.
Weekly Benefit = Min(Weekly Wages × 65%, Max Weekly Benefit)Total Benefit = Weekly Benefit × Disability PeriodEmployee Contribution = Min(Wages, Wage Base) × SDI RateSDI Rate = State-Specific Rate (0.27% to 1.26%)Coverage Period = State-Specific Limit (26-52 weeks)SDI benefits typically replace 60-70% of weekly wages, capped at state maximums. Contributions are paid by employees through payroll deductions.
Shows detailed breakdown of benefits, contributions, and coverage periods
SDI analysis is based on official state disability insurance programs for 2024. Six states and Puerto Rico offer SDI programs with varying rates, benefits, and coverage periods. SDI provides partial wage replacement for non-work-related disabilities.
Need help with other payroll calculations? Check out our mileage reimbursement calculator and hairdresser tip calculator.
Get Custom Disability Insurance Calculator for Your PlatformResult: $19,500 total benefit, $750 weekly benefit, $540 annual contribution
This is a typical SDI calculation for California with moderate income.
$60,000 annual wages, 26-week disability period
Result: $11,739 total benefit, $452 weekly benefit
$150,000 annual wages in California, 26 weeks
Result: $39,858 total benefit, $1,533 weekly benefit
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Suggested hashtags: #SDI #DisabilityInsurance #Calculator #Benefits #StateDisability