Maryland Paycheck Calculator - MD Payroll Tax Calculator & Maryland Tax Calculator
Free Maryland paycheck calculator & MD payroll tax calculator. Calculate take-home pay, federal taxes, Maryland state tax, and local taxes for Maryland residents. Our calculator helps you understand Maryland tax obligations and optimize your withholding with accurate 2024 tax rates and local tax calculations.
Last updated: December 15, 2024
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Your gross pay before any deductions
How often you receive your paycheck
Your federal tax filing status
Number of federal allowances claimed
Your Maryland state tax filing status
Number of Maryland state allowances claimed
Pre-tax deductions (401k, health insurance, etc.)
Post-tax deductions (Roth 401k, disability insurance, etc.)
Paycheck Breakdown
Gross Pay
$5,000
Federal Tax:
$873.38
Social Security:
$310
Medicare Tax:
$72.5
MD State Tax:
$227.15
MD Local Tax:
$144
Pre-tax Deductions:
$500
Post-tax Deductions:
$100
Total Taxes:
$1,627.04
Net Pay (Take Home)
$3,272.96
Effective Tax Rate:
32.54%
Maryland Tax Tips:
- • Maryland has both state and local income taxes
- • Local tax rates vary by county (typically 3.2%)
- • Consider maximizing pre-tax deductions
- • Review your withholding allowances annually
Important Notice:
This calculator provides estimates based on 2024 tax rates. Actual taxes may vary based on specific circumstances, additional income, deductions, and local tax rates. Consult a tax professional for personalized advice.
Maryland Paycheck Calculator Types & Features
Tax components
Federal, State, Local, FICA
Comprehensive Maryland payroll tax calculations with all components
Tax brackets
2% - 5.75% Progressive
Maryland's progressive state income tax structure
Local rates
2.25% - 3.2% by County
County-specific local tax calculations for Maryland
Paycheck breakdown
Gross, Taxes, Net Pay
Complete paycheck breakdown for Maryland residents
Take-home analysis
Net Pay, Tax Rate, Deductions
Detailed take-home pay analysis for Maryland
Income tax features
Allowances, Credits, Deductions
Advanced Maryland income tax calculations
Quick Example Result
For $5,000 bi-weekly gross pay in Maryland:
Total Taxes
$1,627.04
Net Pay
$3,272.96
How Our Maryland Paycheck Calculator Works
Our Maryland paycheck calculator analyzes your gross pay and calculates all applicable taxes including federal, Maryland state, and local taxes. The calculation considers filing status, allowances, pre-tax deductions, and uses current 2024 tax rates to provide accurate take-home pay estimates.
Maryland Tax Calculation Formula
Taxable Income = Gross Pay - Pre-tax DeductionsFederal Tax = Progressive Tax Bracket CalculationMD State Tax = Progressive State Bracket CalculationMD Local Tax = Taxable Income × County Rate (avg 3.2%)Net Pay = Gross Pay - All Taxes - Post-tax DeductionsThis formula calculates your complete Maryland paycheck, including federal taxes, Maryland state tax, local county taxes, Social Security, Medicare, and all applicable deductions.
Shows federal, state, local, and FICA tax calculations
Maryland Tax Structure
Maryland has a unique tax structure with both state and local income taxes. Understanding these components helps you accurately estimate your take-home pay and optimize your withholding strategy.
- Federal income tax with progressive brackets (10% to 37%)
- Social Security tax (6.2% up to wage base) and Medicare tax (1.45%)
- Maryland state income tax with progressive rates (2% to 5.75%)
- Maryland local income taxes varying by county (2.25% to 3.2%)
- Pre-tax deductions reduce taxable income for all taxes
- Post-tax deductions reduce take-home pay after tax calculation
Sources & References
- Maryland Comptroller's Office - State Income Tax Rates and BracketsOfficial Maryland state tax rates and filing information
- Internal Revenue Service - 2024 Federal Tax Brackets and RatesOfficial federal tax rates and withholding guidelines
- Tax Foundation - Maryland State and Local Tax RatesComprehensive analysis of Maryland tax structure and rates
Need help with other state taxes? Check out our Connecticut tax calculator and Kentucky paycheck calculator.
Get Custom Calculator for Your PlatformMaryland Paycheck Calculator Examples
Salary Details:
- Gross Pay: $5,000 bi-weekly
- Annual Salary: $130,000
- Filing Status: Single
- Federal Allowances: 2
- MD Allowances: 2
- Pre-tax Deductions: $500 (401k, insurance)
Tax Calculation Steps:
- Calculate taxable income: $5,000 - $500 = $4,500
- Calculate federal tax using progressive brackets
- Calculate Social Security: $4,500 × 6.2% = $279
- Calculate Medicare: $4,500 × 1.45% = $65.25
- Calculate MD state tax using progressive rates
- Calculate MD local tax: $4,500 × 3.2% = $144
Result: Net Pay = $3,272.96
Total taxes: $1,627.04. Effective tax rate: 32.54%.
Married Filing Jointly Example
$8,000 bi-weekly, married, 3 allowances each
Result: Higher take-home due to married brackets
High Pre-tax Deductions Example
$1,500 pre-tax deductions (401k, HSA, insurance)
Result: Lower taxes, higher net pay
Frequently Asked Questions
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