Loading calculators...
Fetching calculator categories and tools for this section.
Preparing tools and content for you. This usually takes a second.
Fetching calculator categories and tools for this section.
Quick answer — net pay from gross
Demo: $3,000 bi-weekly gross with 12% federal, 5% state, and standard FICA → $2,260.50 net pay (75.3% take-home). Deductions total $739.50. If every period matched, projected YTD net ≈ $58,773 (26 periods). Adjust rates for your state and W-4.
Need a custom payroll calculator for your business? Get a Quote
Standard: 6.2%
Standard: 1.45%
$3,000.00
Federal Tax
$360.00
State Tax
$150.00
Social Security
$186.00
Medicare
$43.50
$2,260.50
75.3% of gross pay
YTD Gross
$78,000
YTD Net
$58,773
Format
Professional Template
Includes all required payroll information
Taxes included
Federal + State
Accurate withholding calculations
Total rate
7.65% (6.2% + 1.45%)
Standard FICA tax breakdown
Typical range
70-80% of Gross
Actual amount deposited to employee
Tracking
Annual Totals
YTD gross, net, and tax withholdings
Frequencies
4 Pay Schedules
Flexible for different payroll schedules
| Scenario | Gross | Federal | State | Net pay | Take-home | YTD gross |
|---|---|---|---|---|---|---|
| Default demo | $3,000 (bi-weekly) | 12% → $360.00 | 5% → $150.00 | $2,260.50 | 75.3% | $78,000 |
| Weekly hourly-style | $800 (weekly) | 10% → $80.00 | 5% → $40.00 | $618.80 | 77.3% | $41,600 |
| Monthly salary | $6,000 (monthly) | 22% → $1,320.00 | 5% → $300.00 | $3,921.00 | 65.3% | $72,000 |
| No state income tax | $3,000 (bi-weekly) | 12% → $360.00 | 0% → $0.00 | $2,410.50 | 80.3% | $78,000 |
| Semi-monthly | $2,500 (semi-monthly) | 15% → $375.00 | 4% → $100.00 | $1,833.75 | 73.4% | $60,000 |
| Higher withholding | $4,500 (bi-weekly) | 22% → $990.00 | 6% → $270.00 | $2,895.75 | 64.3% | $117,000 |
$3,000 bi-weekly gross pay with standard tax rates:
Gross Pay
$3,000
Deductions
$740
Net Pay
$2,261
Take-Home
75%
Our free pay stub calculator computes take-home pay by applying federal tax withholding, state tax, Social Security (6.2%), and Medicare (1.45%) to your gross wages. The calculator uses IRS withholding tables and state tax rates to generate accurate deduction amounts, then creates a professional pay stub template showing all earnings, deductions, and net pay.
Default demo math
$3,000.00 gross − $360.00 fed − $150.00 state − $186.00 SS − $43.50 Medicare = $2,260.50 net
Standard paycheck deductions include mandatory federal and state income taxes, Social Security (FICA), and Medicare. Federal tax rates range from 10-37% based on income brackets and W-4 elections. State taxes vary from 0% (no income tax states) to 13%+ (California, Hawaii). FICA rates are fixed: 6.2% Social Security (up to wage base limit) and 1.45% Medicare (all wages). Additional 0.9% Medicare tax applies to high earners.
Professional pay stub layout showing all earnings and deductions
Pay stub requirements vary significantly by state. Some states mandate detailed itemized pay stubs with specific information, while others have no requirements at all. Understanding your state's requirements ensures compliance and helps employees understand their compensation. Most states require at minimum: gross wages, deductions, net pay, and pay period dates. Some states require additional details like hourly rates, hours worked, or paid time off balances.
Need state-specific calculators? Check out our Arizona paycheck calculator and Colorado paycheck calculator.
Get Custom Calculator for Your PlatformResult: $2,260.50 net pay (75.3% of gross)
Annual projection: $78,000 gross, $58,773 net (26 pay periods). YTD columns on a stub help reconcile W-2 totals.
$800 weekly, 10% fed / 5% state
$618.80 net · YTD gross $41,600
$6,000 monthly, 22% fed / 5% state
$3,921.00 net · YTD net $47,052
Share it with employers and employees who need pay stub tools
Suggested hashtags: #PayStub #Payroll #PaycheckCalculator #NetPay #Calculator