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TI BA II Plus Financial Calculator - Free Financial Calculator

Free TI BA II Plus financial calculator for time value of money, cash flows, bonds, and financial analysis. Calculate present value, future value, payments, and more using financial formulas to determine investment values and financial calculations.

Last updated: October 19, 2025

Time value of money
Cash flow analysis
Bond calculations

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TI BA II Plus Financial Calculator
Calculate time value of money, cash flows, bonds, and financial analysis using TI BA II Plus functions

Time Value of Money

Present Value:$0
Future Value:$79,058
Payment:$1,000
Interest Rate:6.00%

Cash Flow Analysis

NPV:-$74
IRR:8.00%
Payback Period:1.00 years
Compounding:annual
Calculated Result

$79,058

Result

Bond Price

$923

Bond value

Bond Yield

5.00%

Yield to maturity

Excellent Investment

This financial calculation shows excellent returns with strong growth potential and favorable terms.

Amortization Schedule (First 12 Payments)

PaymentPrincipalInterestBalance
1$1,000$0$0
2$1,060-$60$0
3$1,124-$124$0
4$1,191-$191$0
5$1,262-$262$0
6$1,338-$338$0
7$1,419-$419$0
8$1,504-$504$0
9$1,594-$594$0
10$1,689-$689$0
11$1,791-$791$0
12$1,898-$898$0

Recommendations

Consider More Frequent Compounding

More frequent compounding increases returns

Low Priority

Detailed Breakdown

CategoryItemAmountDescription
Time Value of MoneyPresent Value0Current value of investment
Time Value of MoneyFuture Value$79,058Future value of investment
Time Value of MoneyPayment1000Regular payment amount
Time Value of MoneyInterest Rate6%Annual interest rate
Time Value of MoneyPeriods30Total number of periods
Financial AnalysisCompounding1Compounding frequency per year
Financial AnalysisPayment Timing2Payment timing (beginning/end)
Financial AnalysisCalculation Type1Type of calculation performed
Cash Flow AnalysisNPV-74.07407407407413Net present value
Cash Flow AnalysisIRR8Internal rate of return
Cash Flow AnalysisPayback Period1Payback period in years
Bond AnalysisBond Price1000Calculated bond price
Bond AnalysisBond Yield5%Bond yield to maturity
Bond AnalysisDuration9.523809523809524Bond duration
Bond AnalysisConvexity99.77324263038548Bond convexity

TI BA II Plus Financial Calculator Types & Features

Time Value of Money Calculator
Calculate present value, future value, payments, and time value of money calculations

TVM calculations

Time Value of Money

Calculate present and future values

Cash Flow Calculator
Calculate NPV, IRR, and analyze cash flow investments and projects

Cash flow analysis

Cash Flow Analysis

Calculate NPV and IRR

Bond Calculator
Calculate bond prices, yields, duration, and analyze bond investments

Bond analysis

Bond Calculator

Calculate bond prices and yields

Amortization Calculator
Calculate loan amortization schedules and analyze payment breakdowns

Amortization analysis

Amortization Schedule

Calculate loan amortization

Statistical Calculator
Calculate statistical functions, mean, standard deviation, and data analysis

Statistical analysis

Statistical Functions

Calculate statistical functions

Depreciation Calculator
Calculate depreciation using various methods and analyze asset depreciation

Depreciation analysis

Depreciation Calculator

Calculate asset depreciation

Quick Example Result

For $0 present value, $1,000 monthly payments, 6% interest, 30 years:

Future Value

$1,000,000

Total Payments

$360,000

How Our TI BA II Plus Financial Calculator Works

Our TI BA II Plus financial calculator performs comprehensive financial calculations using standard financial formulas. The calculation applies financial formulas to determine present value, future value, payments, and financial analysis for investments and loans.

Time Value of Money Formula

FV = PV(1+r)^n + PMT[((1+r)^n - 1)/r]

Where FV = Future Value, PV = Present Value, r = Rate, n = Periods, PMT = Payment

📱 TI BA II Plus Calculator Display

Shows financial calculations and time value of money

Understanding TI BA II Plus Functions

The TI BA II Plus financial calculator provides professional-grade financial functions for business and finance professionals. It performs time value of money calculations, cash flow analysis, bond calculations, and statistical functions commonly used in finance, accounting, and investment analysis.

  • Time Value of Money: Present value, future value, payments, interest rates, periods
  • Cash Flow Analysis: NPV, IRR, payback period calculations
  • Bond Calculations: Price, yield, duration, convexity
  • Amortization Schedules: Loan payment breakdowns and schedules
  • Statistical Functions: Mean, standard deviation, regression analysis
  • Depreciation: Various depreciation methods and calculations

Sources & References

  • TI BA II Plus User Manual - Texas InstrumentsOfficial user manual and function guide for TI BA II Plus calculator
  • Financial Calculator Guidelines - CFA InstituteProfessional guidelines for financial calculator usage in finance
  • TI Education Resources - Texas Instruments EducationEducational resources and tutorials for TI BA II Plus calculator

Need help with other financial calculations? Check out our HP 12C calculator and bond calculator.

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TI BA II Plus Financial Calculator Examples

TI BA II Plus Financial Calculator Example
Calculate future value for $0 present value, $1,000 monthly payments, 6% interest, 30 years

Calculator Parameters:

  • Present Value: $0
  • Payment: $1,000
  • Interest Rate: 6%
  • Periods: 30 years
  • Compounding: Annual
  • Payment Timing: End of Period

Calculation Steps:

  1. Clear TVM registers
  2. Enter PV = $0
  3. Enter PMT = $1,000
  4. Enter I/Y = 6%
  5. Enter N = 30
  6. Press CPT FV = $1,000,000

Result: Future Value = $1,000,000, Total Payments = $360,000, Interest Earned = $640,000

This demonstrates the power of compound interest over time.

Present Value Example

$100,000 future value, 6% interest, 10 years

Present Value: $55,839, Discount Factor: 55.8%

Bond Price Example

$1,000 face value, 5% coupon, 4% yield, 10 years

Bond Price: $1,081, Premium: $81

Frequently Asked Questions

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