TI BA II Plus Financial Calculator - Free Financial Calculator
Free TI BA II Plus financial calculator for time value of money, cash flows, bonds, and financial analysis. Calculate present value, future value, payments, and more using financial formulas to determine investment values and financial calculations.
Last updated: October 19, 2025
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Time Value of Money
Cash Flow Analysis
$79,058
Result
$923
Bond value
5.00%
Yield to maturity
Excellent Investment
This financial calculation shows excellent returns with strong growth potential and favorable terms.
Amortization Schedule (First 12 Payments)
| Payment | Principal | Interest | Balance |
|---|---|---|---|
| 1 | $1,000 | $0 | $0 |
| 2 | $1,060 | -$60 | $0 |
| 3 | $1,124 | -$124 | $0 |
| 4 | $1,191 | -$191 | $0 |
| 5 | $1,262 | -$262 | $0 |
| 6 | $1,338 | -$338 | $0 |
| 7 | $1,419 | -$419 | $0 |
| 8 | $1,504 | -$504 | $0 |
| 9 | $1,594 | -$594 | $0 |
| 10 | $1,689 | -$689 | $0 |
| 11 | $1,791 | -$791 | $0 |
| 12 | $1,898 | -$898 | $0 |
Recommendations
Consider More Frequent Compounding
More frequent compounding increases returns
Low PriorityDetailed Breakdown
| Category | Item | Amount | Description |
|---|---|---|---|
| Time Value of Money | Present Value | 0 | Current value of investment |
| Time Value of Money | Future Value | $79,058 | Future value of investment |
| Time Value of Money | Payment | 1000 | Regular payment amount |
| Time Value of Money | Interest Rate | 6% | Annual interest rate |
| Time Value of Money | Periods | 30 | Total number of periods |
| Financial Analysis | Compounding | 1 | Compounding frequency per year |
| Financial Analysis | Payment Timing | 2 | Payment timing (beginning/end) |
| Financial Analysis | Calculation Type | 1 | Type of calculation performed |
| Cash Flow Analysis | NPV | -74.07407407407413 | Net present value |
| Cash Flow Analysis | IRR | 8 | Internal rate of return |
| Cash Flow Analysis | Payback Period | 1 | Payback period in years |
| Bond Analysis | Bond Price | 1000 | Calculated bond price |
| Bond Analysis | Bond Yield | 5% | Bond yield to maturity |
| Bond Analysis | Duration | 9.523809523809524 | Bond duration |
| Bond Analysis | Convexity | 99.77324263038548 | Bond convexity |
TI BA II Plus Financial Calculator Types & Features
TVM calculations
Time Value of Money
Calculate present and future values
Cash flow analysis
Cash Flow Analysis
Calculate NPV and IRR
Bond analysis
Bond Calculator
Calculate bond prices and yields
Amortization analysis
Amortization Schedule
Calculate loan amortization
Statistical analysis
Statistical Functions
Calculate statistical functions
Depreciation analysis
Depreciation Calculator
Calculate asset depreciation
Quick Example Result
For $0 present value, $1,000 monthly payments, 6% interest, 30 years:
Future Value
$1,000,000
Total Payments
$360,000
How Our TI BA II Plus Financial Calculator Works
Our TI BA II Plus financial calculator performs comprehensive financial calculations using standard financial formulas. The calculation applies financial formulas to determine present value, future value, payments, and financial analysis for investments and loans.
Time Value of Money Formula
FV = PV(1+r)^n + PMT[((1+r)^n - 1)/r]Where FV = Future Value, PV = Present Value, r = Rate, n = Periods, PMT = Payment
Shows financial calculations and time value of money
Understanding TI BA II Plus Functions
The TI BA II Plus financial calculator provides professional-grade financial functions for business and finance professionals. It performs time value of money calculations, cash flow analysis, bond calculations, and statistical functions commonly used in finance, accounting, and investment analysis.
- Time Value of Money: Present value, future value, payments, interest rates, periods
- Cash Flow Analysis: NPV, IRR, payback period calculations
- Bond Calculations: Price, yield, duration, convexity
- Amortization Schedules: Loan payment breakdowns and schedules
- Statistical Functions: Mean, standard deviation, regression analysis
- Depreciation: Various depreciation methods and calculations
Sources & References
- TI BA II Plus User Manual - Texas InstrumentsOfficial user manual and function guide for TI BA II Plus calculator
- Financial Calculator Guidelines - CFA InstituteProfessional guidelines for financial calculator usage in finance
- TI Education Resources - Texas Instruments EducationEducational resources and tutorials for TI BA II Plus calculator
Need help with other financial calculations? Check out our HP 12C calculator and bond calculator.
Get Custom Calculator for Your PlatformTI BA II Plus Financial Calculator Examples
Calculator Parameters:
- Present Value: $0
- Payment: $1,000
- Interest Rate: 6%
- Periods: 30 years
- Compounding: Annual
- Payment Timing: End of Period
Calculation Steps:
- Clear TVM registers
- Enter PV = $0
- Enter PMT = $1,000
- Enter I/Y = 6%
- Enter N = 30
- Press CPT FV = $1,000,000
Result: Future Value = $1,000,000, Total Payments = $360,000, Interest Earned = $640,000
This demonstrates the power of compound interest over time.
Present Value Example
$100,000 future value, 6% interest, 10 years
Present Value: $55,839, Discount Factor: 55.8%
Bond Price Example
$1,000 face value, 5% coupon, 4% yield, 10 years
Bond Price: $1,081, Premium: $81
Frequently Asked Questions
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